What is SR-22 insurance?

SR-22 is a certificate of insurance that you obtain from your car insurance company.  It proves that you have insurance coverage.

An SR-22 is not a special type of insurance.  If you already have insurance you can get an SR-22 from your insurer.  If your insurance has lapsed or been canceled, when you are shopping for the new insurance you will need to tell potential insurers you need both insurance and an SR-22 letter when you get insurance quotes.

Tennessee requires minimum liability limits of 25k/50k/15k for people who are required to file SR-22’s.